Saturday, June 29, 2013

Mortgage Rates Take Big Leap

Latest info on Mortgage Rates!

     Here is a copy of what was published in Real Estate News put out daily by the National Association of Realtors. This is good info to know for all who might of been pre-approved at an earlier might no longer qualify for the same amount if you just squeaked by. check with your lender. Also for those who have been sitting on the fence, the rumor mill has been saying 5% for 30 year fixed by the end of the year. Not the end of the world for sure...but still something to keep in mind.

Monday, June 24, 2013

Wood Exterioir Doors.


Everybody loves a wood exterior door

but are they covered under Warranty!!!  


Not always!!!

The method of installation determines whether or not they
are covered under the manufacturer’s warranty. How they are finished and how they are protected from the elements all come into play. And the requirements can differ from one manufacturer to the next.
 But….they all seem to share some common ground.

 First finishing the door…
    Clean and sand the door first. Whether you are staining or painting, they
seem to want at least three coats of finish. One coat of sealer stain or primer
… then two coats of top coat and it has to be on all six surfaces.
Some mention sealing the cut outs for hardware as well.

 And Second installing the door…
They all want the door to be protected by an overhang or porch meeting
the minimum requirements shown below.


X = 1/2 Y

Figure 1: Where X is the length of the overhang required and Y is the distance from the bottom of the door to the base of the overhang
    Do storm doors qualify as adequate protection in place of the overhang?
I don’t know for sure, but I think not. In the warranties I’ve read it doesn’t really say “No” but it doesn’t really say “Yes “either.
    I’ve provided three links below you can go to and see for yourself. You’ll also see that some manufacturers are quite in depth on what is required in order for their doors to be covered under their warranty.
In a nut shell…Wood doors need three coats of finish all six sides and an
overhang or porch to be covered under warranty.


    Bottom line…..Wood doors look great. They offer a lot of different designs
and species to choose from and Yes……No doubt about it ….They require routine maintenance to keep them working properly.

Here are the links I mentioned:

 Hope this has been helpful to you.

 Have a good one,
Rich Vincent

Wednesday, June 19, 2013

Give a Door A Hand

OK ….. So is it a Left Hand Swing or a Right Hand Swing?
That is the question!
You’ll need to know this when ordering a pre-hung door (interior or exterior) and sometimes when ordering hardware for your existing door. So how do you tell the difference? Here is the easiest way.
Picture yourself standing on the side of the door as if you were going to pull the door towards you to open it. If the knob is on the right…then it’s a “Right Hand” door. If the knob is on the left then it’s a “Left Hand” door. Same is true regardless if it’s a single door or a double door. The handing is the same. This drawing should help.

The same is also true for exterior doors, except we add the words “In Swing “ or “ Out Swing “ to the description. If you’re standing inside and pulling the door towards you and the knob is on the right, then it is a “Right Hand In Swing.” If you’re standing outside and pulling the door towards you ( out of the house ) and the knob is on the right, then it is a “Right Hand Out Swing.” The same holds true for double doors. This drawing should help
OK….Well I hope this makes it easier to understand the difference between “Left Hand “ and “Right Hand” swings.

Have a good one,
Rich Vincent